Please review these Terms carefully before using the Site and Services. By using any of the Site and Services, you accept these Terms.


For the purposes of these Terms and Conditions, the following definitions apply:

“we”, “us” and “S.A.” refer to S.A. Investment Holdings Pte Ltd and its subsidiaries and associated companies, or any of them

“S.A. website” and “Site” refer to:-

The website in its entirety including all its individual web pages, and

Any other websites in their entirety including all their individual web pages, operated by S.A. from time to time, now or in future.

“User” and “you” refer to any individual, firm, corporation, organisation or entity who accesses the S.A. website or uses the Services.

“Content” includes all Text, links, Graphics, Design, Programming, attachments and documents relating to S.A. used and linked to on the S.A. website.

  1. Changes

    We may occasionally change these Terms, so we encourage you to review the Terms periodically. The most current version of the Terms (along with their effective date) will be linked from each of the Site and Services. If you continue to use the Site and Services after we change the Terms, you accept all changes.

  2. Registration and Access Controls

    You are responsible for maintaining the confidentiality of your login names and passwords and you accept responsibility for all activities, charges, and damages that occur under your account. If you have reason to believe that someone is using your account without your permission, you should contact us immediately. We will not be responsible for any loss or damage resulting from your failure to notify us of unauthorised use.

    If we request registration information from you, you must provide us with accurate and complete information and must update the information when it changes. You may not access any age-restricted Services unless you are above the required age.

  3. Intellectual Property; License
    The content, information, data, designs, code, and materials associated with the Site and Services (“Content”) are protected by intellectual property and other laws. The intellectual property rights in the S.A. website, the Content and the Services shall vest and remain with S.A. (or, if applicable, the parties who have authorised S.A. to use the same on the S.A. website) You must comply with all such laws and applicable copyright, trademark or other legal notices or restrictions.

    Subject to these Terms, you may access and use the Site and Services only for your own personal, non-commercial use. We reserve all other rights to the Site and Services and Content, and you may not otherwise copy, reproduce, distribute, publish, display, perform, or create derivative works of the Site and Services or Content without our permission. You also may not transfer or sublicense this limited right to use the Site and Services or resell the Site and Services.

    “S.A.”, the “S.A.” mark and logo and certain other names, marks and logos used on the S.A. website are names, trademarks, service marks and logos proprietary to S.A. or which belong to other parties who have authorised S.A. to use the same on the S.A. website

  4. Refund, Cancellation, and Subscription Policies

    Products sold on the S.A. website are subscribed on a service period basis. You choose the service period and the payment method yourself, and it will be charged immediately when you sign up. All subscriptions are recurring and will automatically renew at the end of each paid subscription period.

    If you wish to claim a refund, you can do so within SEVEN (7) days following your purchase of our Product or Services.

    Your service will be automatically renewed, and your chosen payment method will be charged at the end of each service period; unless you cancel your automatic payments for the Services before the end of the current subscription.

    Please keep in mind that you are solely responsible for the proper cancellation of your account;. it is your responsibility to email us at before or on the payment due date to express your desire to discontinue your subscription, in writing.

    However, you can also contact our support team at the same email address if you are having difficulties or need help. Furthermore, S.A. does not offer prorated refunds for cancelled subscriptions

    All prices, including recurring subscription fees, are subject to change. Any changes in pricing will be communicated to you in advance. If you update the payment details in your account, the updated information will be regarded as your preferred method for any future payments.

  5. Disclaimer

    The information contained on S.A. website (the “Service”) is for general information purposes only. S.A. assumes no responsibility for errors or omissions in the contents on the Service.

    In no event shall S.A. be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. S.A. reserves the right to make additions, deletions, or modification to the contents on the Service at any time without prior notice. S.A. does not warrant that the website is free of viruses or other harmful components.

  6. External links disclaimer- THIRD PARTY SERVICES AND SITES

    S.A. websites may provide links to other websites and services (including other online merchant sites) for your convenience and information. These services and websites may operate independently from us. Linked services and websites may have their own privacy notices or policies, which we strongly suggest you review if you visit any linked websites. To the extent any linked websites you visit are not owned or controlled by us, we are not responsible for these websites’ or services content, any use of these services or websites by you, or the privacy practices of these services or websites.

  7. Site Access; Account Deletion

    We may take any of the following actions in our sole discretion at any time and for any reason without giving you prior notice:

    Restrict or terminate your access to the Site and Services;
    Change or discontinue the Site and Services;
    Deactivate your accounts and delete all related information and files in your accounts;

    Provide information concerning you and your activities to comply with applicable laws or respond to court order, subpoenas, or other lawful requests, or if we believe doing so would protect your safety or that of another person or protect the security of the Site and Services, or as otherwise described in the Privacy Policy.

    We will not be liable to you or any third party for taking any of these actions and we will not be limited to the remedies above if you violate these Terms.

    If you do not agree to these Terms, you should immediately stop using the Site and Services. If you want to delete your account on a Service, please use contact instructions posted on the Service at which you obtained the account.

    Sections 7 and 8 of these Terms will survive any termination of your access to the Site and Services, whether we terminate your access or you voluntarily discontinue your use.

  8. Indemnification

    You will defend, indemnify, and hold harmless S.A., its parent, subsidiaries, affiliates, and the directors, officers, employees, shareholders, vendors, partners, contractors, agents, licensors or other representatives of each of them and all of their successors and assigns  with respect to all claims, costs (including attorney’s fees and costs), damages, liabilities, and expenses or obligations of any kind, arising out of or in connection with your use or misuse of the Site and Services (including, without limitation use of your account, whether or not authorized by you, and claims arising from User Submissions). S.A. retains the right to assume the exclusive defense and control of any claim subject to indemnification, and in such cases you agree to cooperate with us to defend such claim. You may not settle any claim covered by this Section 6 without S.A.’s prior written approval.

  9. Governing Law and Jurisdiction

    By accessing the S.A. website and/or using the Services, you hereby agree that these Terms and Conditions and all matters relating to your access and use of the S.A. website and/or the Services shall be governed by, and construed in accordance with Singapore law. You hereby submit to the exclusive jurisdiction of the courts of Singapore.


Contact Us

If you have any questions about these Terms, please contact us at: